Paycheck Calculator Ohio - OH

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Ohio - OH Paycheck Calculator: Hourly and Salary

Ohio, a state located in the East North Central region of the Midwestern United States that stretches from Lake Erie in the north to Ohio River and the Appalachian Mountains in the south. The state is seventh most populous, the 34th largest by area, and the tenth most densely populated among the 50 states of the US. Columbus is the largest city, as well as the state's capital.

Ohio, also known as the "Buckeye State," is the birthplace to eight US Presidents and aviation. It offers plenty of reasons to relocate, including lower cost of living, flourishing economy, Midwestern charm, and all four seasons.

Looking for a place to build your career? Got several job offers in Ohio to choose from? Or start a new family or retire in Ohio? We are here to help. Our travel experts have joined hands with finance experts to bring a unique guide that would help you on the following topics:

  • Things You Must Know Before Moving To Ohio
  • Ohio Payroll Facts
  • How to Calculate Paycheck in Ohio? – This section would benefit both employers and employees in the following ways:
    • Help job seekers can compare several job offers in terms of take-home pay and choose the best one.
    • Help entrepreneurs to compare different business opportunities in terms of employment cost.
    • Help employees of Ohio to calculate their upcoming Paycheck amount for verifying and budgeting.
    • Help employers in Ohio to calculate Paycheck amounts for multiple employees instantly using our Ohio Paycheck Calculator.
  • Federal and Ohio Payroll Laws to ensure your paycheck complies with the law.
  • Frequently Asked Questions

This all-in-one guide will help you with many aspects regarding Ohio. From making up your mind to relocation, and from choosing your career to paycheck calculation. We have got it all for you. So let's get started!

Things You Must Know Before Moving To Ohio

Moving from State to State or Town to Town isn't an easy job. You require a load of prior knowledge, research, and support to make this life-changing decision work. If you're planning to move to the Buckeye State, learn about some of the essential factors before relocating:

Living Cost

Living in Ohio is quite affordable, as it has a cost of living index of 82.6, which is significantly lower than the national index of 100 points. Housing is the most significant factor that contributes to the lower cost, followed by health and transportation. Whereas Grocery, Utilities, and miscellaneous expenses are almost identical to the rest of the states.

Housing Cost

Ohio is known as one of the top three most affordable states for housing, for which it is also ranked among the top 20 states with the lowest overall cost of living.

The median home value here is $140,400, so buying your dream house here isn't impossible. However, if you are looking to rent one, then you can get it at a median rental expense of $663 for a one-bedroom and $852 for a two-bedroom.

Some of the cheapest places to live in Ohio are Toronto, Bellevue, Van Wert, Hubbard, Wapakoneta, and Martins.

Education

Ohio is home to some of the largest universities in the nation, including Ohio State University – Columbus. The state also secures the 22nd position in Geographic Disparity: States with the Best (and Worst) Schools by USA Today, which is based on several factors, including public school spending and high school graduation rate.

Some of the notable schools, colleges, and universities include Case Western Reserve University (Cleveland), Solon City School District, Solon, and Indian Hill Exempted Village School District, Cincinnati.

Weather

Ohio states enjoy the humid continental climate with all for seasons, including hot, humid summers and cold winters. However, the southern region of the state has overall milder temperatures. Moreover, the state also presents one of the most beautiful autumn foliage shows in the country.

Outdoor Activities

Life with a high paying job and a beautiful house and a complete family are still dull without traveling, vacations, and outdoor fun. But don't you worry! Ohio has it all. From stunning natural landscapes to amusement parks, from cedar point to king island, and from museums to numerous other tourist spots, you have a lot to explore in the "Roller Coaster Capital of the World." Yes! You have read it right! Ohio is home to so many famous amusement parks that have earned this title.

Some of the popular tourist destinations in Ohio are Cleveland Museum of Art, The Wright Brothers National Memorial, Specialty museums, Hocking Hills State Park, Stan Hywet Hall & Gardens, as well as gorgeous Lake Erie and the Appalachian Mountains.

Business and Job Opportunities

With an Unemployment rate of 4.7% and the minimum wage rate of $8.30/hour, you have a better chance to get a good job in Ohio. The fastest-growing jobs here are physical therapists, occupational therapists, operations analysts, nurse practitioners, and statisticians. Moreover, the high-paying jobs here are for the orthodontist, psychiatrist, dentist, anesthesiologist, and CEO. So you are lucky if you are qualified for one of them.

Ohio secures 38th position among 50 states in terms of Economy, according to Economy Rankings by US News & World Report. This position isn't appealing, but still, entrepreneurs and job seekers have an excellent chance to build their careers in industries like Agriculture, Manufacturing, Construction, Retail, and Entertainment.


Pros and Cons

Here is the quick round-up for all the good and bad about the Ohio State:

Pros:
  • Fantastic Affordability due to cheaper cost of living
  • Various opportunities to enjoy nature
  • Booming economy
  • Dubbed as "The Roller Coaster Capital of the World” due numerous Roller coaster rides
  • One of the top five safest states in the US from natural disasters
  • halfway between Chicago and New York City
Cons:
  • Extreme weather with freezing cold winters and intense summers
  • Ohio floods with political ads, politicians, and election campaigns
  • Unruly and dangerous sports culture
  • One of the top 10 least diverse states in the country
  • No shortage of bizarre and weird laws

Ohio Payroll Facts:

  • Employees in Ohio pay Federal Income Tax at the ranging from 0% to 37%, distributed in seven tax brackets reliant on income level and filing status.
  • Both Employees and Employers in Ohio pay FICA Taxes, which contains 12.4% of Social Security tax and 2.9% of Medicare tax. The employee pays half of both taxes, whereas the employer pays the other half of each employee. However, employees are charged with additional Medicare tax if their annual wage exceeds $200,000.
  • Ohio Employers also pay FUTA Tax at the rate of 6% of each employee's first $7,000 of taxable income.
  • Ohio State also withholds State Income Tax from the employee's paycheck, at the progressive rates ranging from 0% to 4.797%, distributed in eight tax brackets, depending on income level and regardless of filing status. However, Supplemental Wages and Bonuses are charged at a flat rate of 3.5%.
  • More than 600 cities and villages charge Local Income tax.
  • Employers of Ohio don't pay State Disability Insurance Tax. However, they do pay State Unemployment Insurance Tax, at 0.3% to 9.4% on the first $9000 earned in taxable wages by each employee. However, Construction employers pay a flat rate of 5.8%, and new employers pay 2.7%.
  • Ohio's Livable wage for a single adult is $10.86, and for a couple (one working) with two children is $24.38, according to the Massachusetts Institute of Technology.
  • The Federal Minimum Wage rate for non-exempted employees is $7.25, whereas the State Minimum Wage rate in Ohio is higher at $8.70. However, the State's Cash Minimum Wage rate for Tipped Employees is $4.35, with a maximum tip credit of $4.35.
  • Employers in Ohio pay overtime at one and half of regular hourly rate to their non-exempted employees for each excess hour worked after 40 hours in a workweek.
  • Ohio has an Income Tax Reciprocal Agreement with Indiana, Kentucky, Michigan, Pennsylvania, or West Virginia State, so non-residents from these reciprocal states working in Ohio don't have to file nonresident returns in Ohio.
  • The Average Annual Salary in Ohio is $61,438, which is equal to the hourly wage of $30.
  • The Median Household Income for an Ohio Resident is $54,533, according to United States Census Bureau.

As we are done with relocation to Ohio and its payroll facts, now it's time to calculate paycheck.

Step 1 - Calculating Gross Pay:

The very first step to calculating the paycheck amount is to determine Gross Pay. It is a wage that an employee earned in the last pay period.

Gross Pay is calculated differently for both hourly and salary-based employees, which is discussed in detail as follow:


Gross Pay for Hourly Employee

Hourly Employees are paid at a mutually agreed pay rate for each hour they work in a pay period. Usually, Pay periods for Hourly employees are Hourly, Daily, Weekly, and Bi-Weekly. However, the Federal, State, and Local Wage law requires the employers to set the pay rate equals to or more than the defined Minimum Wage Law for the non-exempted employees.

Hourly employees are also entitled to receive overtime, for each excess hour worked after regular hours in a workday or a workweek. Remember, like Minimum wage, the employers are also required to follow Overtime wage law provided by the federal, state, and local authorities.


Note: All the relevant laws are discussed in detail ahead.

To calculate gross wage for an hourly employee:

  1. Calculate total hours worked in a Pay Period using the data from Timesheet or Timecard.
  2. Multiply Total Hours worked with the Hourly Rate (Pay Rate).
  3. Add overtime hours (if any) worked by the employee.

Quick Tip: You can also use our Timecard with overtime Calculator to calculate Gross Wage for Hourly Employee instantly.

Gross Pay for Salaried Employee

Salaried Employees are paid at the flat amount rather than on an hourly basis. The amount is usually mutually agreed as an Annual Salary, which is then paid in Semi-monthly or Monthly Pay periods.

Salaried employees are mostly exempted from overtime law. However, their salaries must be according to Federal and State Minimum Wage law.

To calculate Gross Pay for Salaried Employees:

  • Divide the "employee's salary" by "number of pay periods." For example: If the employee's annual salary is $25000 and is paid on a semi-monthly pay period, then the employee's Gross Pay would be: $25000 / 24 = $1042.

Don't forget that Supplemental Wages like Bonuses, commissions, tips, paid leaves, fringe benefits, or other taxable wages earned by the employee must be added into the Gross wages.


Step 2 – Subtracting Pre-Tax Deductions (If Any):

Once you are done with Gross Wages, it's time to subtract any Pre-Tax deductions from the gross wage to get taxable wages as Pre-tax deductions are not taxable for federal payroll taxes.

Pre-tax deductions are offered to the employees as benefits like fringe benefits, HSA plans, etc., to reduce their taxable income, hence, increasing their take-home pay amount. Remember, not all benefits are exempted from taxes, so choose the pre-tax deductions wisely.

Some of the common pre-tax deductible benefits are:

  • FSA - Flexible Spending Accounts
  • HSA - Health Savings Accounts
  • Retirement savings accounts like a traditional 401(k)
  • Some of the Fringe Benefits
  • health insurance
  • accident insurance
  • dental and vision insurance
  • Commuter Benefits
  • Short-Term Disability

Note: Pre-Tax deduction rate, contribution limits, special tax withholding rules change from year to year, according to inflation and costs of living by the federal government. Therefore, you must keep yourself updated with all rates before making any deductions.

Many Taxpayers find it hard to itemize their deductions to calculate taxable wages, for which they go for standard deductions, that varies according to the filing status, as shown in the table below:

All Filers(Updated Dec 2019)
Filing Status Standard Deduction Amount
Single Filers $12,200
Married, Filing Jointly $24,400
Married, Filing Separately $12,200
Head of Household $18,350

Step 3 – Calculate and Subtract Federal Taxes:

Once you have determined the taxable wages, it's time to deduct Federal Income taxes for the Taxable wages.

IRS requires the employers to withhold federal income tax from the employee's paycheck, according to the details provided by the employee on Form W-4. The employee fills this form at the start of the job. The form includes all the necessary information, including income, number of allowances to claim, number of dependents, amount of additional taxes to deduct, and much more.

The employees are required to keep their Form W-4 up to date with all their current information, especially marriage, divorce, or child's birth.

The federal income tax is charged according to the tax brackets in which the taxpayer's income falls. The latest income tax brackets and rates are as follow:

Single Filers
Taxable Income Rate
$0 - $9,700 10%
$9,700 - $39,475 12%
$39,475 - $84,200 22%
$84,200 - $160,725 24%
$160,725 - $204,100 32%
$204,100 - $510,300 35%
$510,300+ 37%

Married, Filing Jointly
Taxable Income Rate
$0 - $19,400 10%
$19,400 - $78,950 12%
$78,950 - $168,400 22%
$168,400 - $321,450 24%
$321,450 - $408,200 32%
$408,200 - $612,350 35%
$612,350+ 37%

Married, Filing Separately
Taxable Income Rate
$0 - $9,700 10%
$9,700 - $39,475 12%
$39,475 - $84,200 22%
$84,200 - $160,725 24%
$160,725 - $204,100 32%
$204,100 - $306,175 35%
$306,175+ 37%

Head of Household
Taxable Income Rate
$0 - $13,850 10%
$13,850 - $52,850 12%
$52,850 - $84,200 22%
$84,200 - $160,700 24%
$160,700 - $204,100 32%
$204,100 - $510,300 35%
$510,300+ 37%

Step 4 – Deduct FICA Taxes:

Besides, Federal Income Tax, the IRS also requires the employer to withhold FICA tax (15.3%) for the employee's paycheck and also requires the employer to pay an equal amount for each employee.

Federal Insurance Contributions Act (FICA) Taxes comprises of two types of taxes which are as follow:


  1. Social Security:

A total of 12.4% of social security tax is charged from which 6.2% is withheld from the employee's gross, and the employer pays the matching 6.2%. However, Social Security is only charged on the maximum taxable earnings of $137,700 for 2020.


  1. Medicare:

A total of 2.9% of Medicare is charged, from which 1.45% is withheld from the employee's gross, and the employer pays the matching 1.45%. Unlike Social Security, there is no maximum table earning limit for this tax. However, an additional surtax of 0.9% is charged as Additional Medicare Surtax on the employees having income over the specified level along with filing status, which is as follow:

Income Over Filing Status
$250,000 Married Filing Jointly
$125,000 Married Filing Separately
$200,000 Single

Note: Employers are not required to pay an equal amount for Additional Medicare Surtax.

Step 5 – Payment of FUTA Taxes

IRS requires the employer to pay another tax, known as The Federal Unemployment Tax Act (FUTA) Tax. This tax is paid at the rate of 6% on the first $7000 earned by each employee in a year. However, the IRS doesn't require the employees to contribute to it.

The employers who pay State Unemployment Insurance (SUI) tax in full and on time are given relieving FUTA tax credit of up to 5.4%, which saves a whopping 90% from FUTA Tax.


Step 6 – Subtract Post-Tax Deductions (If any):

Post-tax deductions (after-tax deductions) is an amount the employer takes out from the employee's paycheck after taxes. Therefore, it does not affect taxable wages and the amount of tax payable.

Here are some of the types of post-tax deductions that employee may voluntarily choose:

  • Charitable contributions
  • Disability insurance
  • Garnishments
  • Specific Retirement Plans like Roth 401(k)
  • Life Insurance

Step 7 – Withhold State Payroll Taxes:

As you are done with Federal Payroll Taxes, now it's time to discuss State Payroll Taxes. The Ohio State charges State Income Tax on the employees. Moreover, employers are required to pay State Unemployment Insurance Tax.


State Income Tax:

Ohio follows a progressive income tax system, having eight tax brackets dependent on income level and regardless of filing status and a rate range of 0% to 4.797%. Moreover, Supplemental Wages and Bonuses can be charged at a flat rate of 3.5%.

The employer withholds this tax from the employee's paycheck according to the details provided by the employee in the Form IT 4. This form is filled by the employee while joining the job. Employees are required to keep the form updated with any significant life events like marriage, child's birth, and divorce.

All Filers
Ohio Taxable Income Rate
$0 - $21,750 0.000%
$21,750 - $43,450 2.850%
$43,450 - $86,900 3.326%
$86,900 - $108,700 3.802%
$108,700 - $217,400 4.413%
$217,400+ 4.797%

State Unemployment Insurance (SUI) Tax

The State Unemployment Insurance (SUI) Tax is an employer-funded program that provides temporary income to unemployed workers who have lost their job without fault of their own.

The state doesn't charge in Ohio State Disability Insurance (SDI) Tax. However, it does require the employers to pay Ohio State Unemployment Insurance (SUI) tax, at the rate ranging from 0.3% to 9.4% on a first $9,000 earned in wages by each employee in a year. However, construction employers pay a flat rate of 5.8%, and new employers are given relief as they only have to pay a flat rate of 2.7%.


Note: SUI Rates for Ohio Employers changes with time. Therefore, you are required to keep a check on notices to make sure you have paid the right amount.

Step 8 – Withhold Local Payroll Taxes:

More than 600 plus Ohio cities and villages charge local income tax on its residents. Ohio local income taxes (unofficially referred to as the Regional Income Tax Agency Tax - RITA Tax) are charged at a rate ranging from 0.5% to 2.75%.


Note: Employee may be eligible for a tax credit to reduce some of what he/she owes in RITA taxes if the employee lives in one city and work in another.
Local Income Taxes
City Tax Rate
Akron 2.50%
Alliance 2.00%
Ashland 2.00%
Ashtabula 1.80%
Athens 1.85%
Avon 1.75%
Avon Lake 1.50%
Barberton 2.25%
Berea 2.00%
Bowling Green 2.00%
Broadview Heights 2.00%
Brook Park 2.00%
Brunswick 2.00%
Canton 2.50%
Centerville 2.25%
Chillicothe 2.00%
Cincinnati 2.10%
Cleveland 2.50%
Cleveland Heights 2.25%
Columbus 2.50%
Cuyahoga Falls 2.00%
Dayton 2.50%
Delaware 1.85%
Dublin 2.00%
Eastlake 2.00%
Elyria 2.25%
Euclid 2.85%
Fairborn 1.50%
Fairfield 1.50%
Findlay 1.00%
Forest Park 1.50%
Gahanna 2.50%
Garfield Heights 2.00%
Green 2.00%
Grove City 2.00%
Hamilton 2.00%
Hilliard 2.00%
Huber Heights 2.25%
Hudson 2.00%
Kent 2.25%
Kettering 2.25%
Lakewood 1.50%
Lancaster 1.75%
Lebanon 1.00%
Lima 1.50%
Lorain 2.50%
Mansfield 2.00%
Maple Heights 2.50%
Marion 2.00%
Marysville 1.50%
Mason 1.12%
Massillon 2.00%
Mayfield Heights 1.00%
Medina 1.25%
Mentor 2.00%
Miamisburg 2.25%
Middletown 1.75%
Newark 1.75%
Niles 2.00%
North Olmsted 2.00%
North Ridgeville 1.00%
North Royalton 2.00%
Norwood 2.00%
Oregon 2.25%
Oxford 2.00%
Painesville 2.00%
Parma 2.50%
Parma Heights 3.00%
Perrysburg 1.50%
Pickerington 1.00%
Piqua 2.00%
Portsmouth 2.50%
Reynoldsburg 2.50%
Riverside 1.50%
Rocky River 2.00%
Sandusky 1.25%
Shaker Heights 2.25%
Sidney 1.75%
Solon 2.00%
South Euclid 2.00%
Springfield 2.40%
Steubenville 2.00%
Stow 2.00%
Strongsville 2.00%
Sylvania 1.50%
Toledo 2.25%
Trotwood 2.25%
Troy 1.75%
Twinsburg 2.00%
Upper Arlington 2.50%
Wadsworth 1.40%
Warren 2.50%
Westerville 2.00%
Westlake 1.50%
Willoughby 2.00%
Wooster 1.50%
Xenia 2.25%
Youngstown 2.75%
Zanesville 1.90%

Step 9 – Calculate Pay Check:

Now that you are done with all payroll taxes and calculated the net take-home pay of an employee, it's time to cut the paycheck. Moreover, you, as an employer, must pay your portion of FICA tax along with FUTA and SUI tax in full and on time regularly.


Federal and Ohio Payroll Laws:

  • The State of Ohio has no requirements for the employers for the payment of fringe benefits, holiday, vacation, or sick time to their employees. However, employers may be required to offer unpaid leave under FMLA or USERRA law.
  • An employer must pay their employees at least on semi-monthly pay frequency (Twice a month). Moreover, the payday for wages earned must be equal to or less than 15 days after the pay period ends.
  • Ohio State does not have any laws involving the requirement of breaks and or meal periods for the employees by their employer. However, if the employer voluntarily provides the lunch break for less than 20 minutes, then it must be paid.
  • The State law requires the employers to pay at least the state minimum wage rate of $8.70 (as from 2020 onwards) to their non-exempted employees. Moreover, employers are also required to pay overtime at one and half of the regular hourly rate for each additional hours worked in a 40 hours workweek by non-exempted employees. However, exempted employees for Minimum wage and overtime are as follow:
    1. Tipped Employees: They can be paid the cash minimum wage rate of $4.30. However, the cash minimum wage plus the total amount of tips received in the week must equal at least a regular minimum wage rate of $8.55 an hour for all hours worked.
    2. Executive, Administrative and Professional Employees
    3. Computer Employees
    4. Outside Sales Persons
    5. Highly Compensated Employees
    6. Blue-Collar Workers
    7. Police, Fire Fighters, Paramedics & Other First Responders
Also Check: Ohio Sales and Reverse Sales tax Calculator to Calculate the amount of tax included in a gross price as well as the amount you should add to a net price.

FAQs

Answer: These are the taxes deducted from an employee's paycheck in Ohio:

  1. Federal Income Tax: This tax is charged at a progressive rate ranging from 0% to 37%, distributed in seven tax brackets depending on income level and filing status.
  2. FICA – Social Security: This tax is levied at a rate of 6.2% on the maximum taxable earnings of $137,700 (in 2020)
  3. FICA – Medicare: This tax is charged at the rate of 1.45%
  4. FICA – Additional Medicare: If taxable earnings exceed $200,000, then the employee is charged with an Additional Medicare surtax of 0.9%.
  5. State Income Tax: This tax is charged at a progressive rate ranging between 0% and 4.797%, sorted in eight tax brackets depending on income level and regardless of filing status.

Answer: Federal Income tax in Ohio ranges between 0% and 37% with seven tax brackets depending on filing status and income level.

Answer: Ohio State Income Tax is charged at the progressive rates ranging from 0% to 4.797%, distributed in eight tax brackets, depending on income level and regardless of filing status. However, Supplemental Wages and Bonuses are charged at a flat rate of 3.5%.

Answer: the current State Minimum Wage rate in Ohio is at $8.70. Moreover, the Cash Minimum wage rate for Tipped Employees is $4.35, with a maximum tip credit of $4.35.

Answer: Ohio's Livable wage for a single adult is $10.86, for a single adult with one child is $23.31, and for a couple (one working) with two children is $24.38, according to the Massachusetts Institute of Technology.

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