Paycheck Calculator North Dakota - ND

(Tax Year 2025: Last Updated on May 15, 2025)

North Dakota residents can use this calculator to determine their weekly, monthly, or yearly income. The only details needed are the name, check date, marital status, and the sum of federal and state withholdings. The outcome is presented when you choose "calculate paycheck." North Dakota levies state income tax up to 2.9%, while no county, city, or municipality is allowed to charge any additional local income tax.

Income Information

Federal Withholding

State Withholding


Additional Information

About the Author

Nauman is a Digital Marketing Specialist and owner of several online tools like DrEmployee. He believes in helping common people by providing a free online solution to day to day tasks. This project is one of them to offer free financial tools and tips.


North Dakota - ND Paycheck Calculator: Hourly and Salary

North Dakota is a great plains dominated state, located in the Midwestern and Northern part of the United States. It is the fourth-smallest by population, nineteenth most extensive in area, the fourth most sparsely populated and has been ranked No. 1 among all states for quality of life. Its largest city is Fargo, and its capital is Bismarck.

North Dakota is known by several nicknames including The Peace Garden State, The Roughrider State, and The Flickertail State. The state is a one-stop-shop to enjoy all cultures and nightlife as well as avail fantastic business and job opportunities. Moreover, the state also offers all four seasons, great outdoors, quality education, amazingly friendly people and quality life.

So are you lucky enough to get several job offers in The Peace Garden State? Or impressed enough to move in here to start your new life with a new career but can't finalize your decision? Don't Worry! You care at the right spot. Our travel experts have joined hands with finance experts to bring you a unique guide that would help both employers and employees to relocate to North Dakota. This comprehensive guide includes:

  • The thing you must know before moving to North Dakota
  • North Dakota Payroll Facts
  • How to Calculate Paycheck in North Dakota? – It is to:
    1. Help job seekers to calculate take-home pay from several job offers and to choose the best among them.
    2. Help Small Business employers to compare different business opportunities in terms of employment cost.
    3. Help employers of North Dakota to calculate the Paycheck of several employees instantly using our North Dakota Paycheck Calculator.
    4. Help employees of North Dakota to calculate their upcoming paycheck amount for budgeting.
  • Federal and North Dakota Payroll Laws to make sure your paycheck calculation complies with payroll laws.

We are hopeful that the topics mentioned above would answer most of your questions regarding North Dakota, making your decision to relocate a lot easier. So let's get started!

Thing You Must Know Before Moving To North Dakota

Moving from town to town, state to state is not an easy job, but if done with proper research and planning, it can be useful, beneficial and easy peasy. Here are some of the critical factors about North Dakota that you must know before taking your life-changing decision:

Cost of Living:

Living in North Dakota is quite affordable as compared to the rest of the states in the US. The cost of living in the state is 89.9 points, whereas the national index is 100 points. Housing, utilities and transportation are the most significant factor in the cost of living difference, while the cost of grocery, health and miscellaneous is almost close to the national average.

Cost of Housing:

As discussed earlier, housing cost is quite reasonable in North Dakota. The current median home value in the state is $202,300, while it is $231,200 in the US. So, you won't be carrying an extra burden to own your dream house. However, if you are planning to rent one than you'll pay around $1,295/month (it varies depending on the location).

Education:

North Dakota takes education pretty seriously. It is ranked at number 6 in the country for higher education, according to the Best States, despite its small population size. So if you want your children to get smart on the Prairie, then North Dakota could be your right decision. Some of the famous educational institutes include the University of North Dakota and the North Dakota State University.

Outdoor Activities:

Due to less population, North Dakota offers a pollution-free environment, making it a perfect land to enjoy a crisp, clear night allowing you to have an uninterrupted view of the stars. Moreover, you can also attend an annual three-day Dakota Nights Astronomy Festival hosted in Roosevelt National Park in Medora to celebrate the state's heritage and dark skies. Moreover, from hiking and biking to fishing and golfing, the state has to offer so much more.

Some of the most significant North Dakota outdoor adventures include the King's walk Golf course, Pembina Gorge Lake, Lake Metigoshe, Garrison beside Lake Sakakawea, Lund's Landing Resort, Bully Pulpit and North Country National Scenic Trail.

Business and Job Opportunities:

North Dakota enjoys a ridiculously lower Unemployment rate of 2.6%, so you won't find it hard to get your dream job here.

With Agriculture, oil and gas as one of the leading industries here, the state has a flourishing economy. Moreover, sectors like technology and manufacturing have also emerged as a significant player in the state with plenty of opportunities across the board for you.

Some of the fastest-growing jobs here, according to zippia.com are EMT, registered nurse practitioner, home health Aid, and medical records clerk.

So it's an excellent place for job seekers and entrepreneurs to find fantastic new opportunities.

Weather:

The state has a continental climate with hot subtropical summers and snowy cold winters. You can experience all four seasons, but winters can go extreme. The temperature in summers can get up in the high percentages plus above 90 degrees and as low as -20 or more in winters. So overall, the state has some of the wildest weather in the country.


Pros and Cons:

Here is a quick round-up of reasons why you should and shouldn't move to North Dakota:

Pros:
  • Enjoy all four seasons
  • Achingly gorgeous landscape
  • One of the most tax-friendly state
  • Friendly people
  • High quality of life
  • Low Unemployment Rate, so high Job opportunities
  • Delicious food
  • Less pollution
  • Full of history, culture and the arts
  • Quality Education
  • Clear sky with a majestic view
Cons:
  • The extreme sub-zero temperature in winters
  • Humid summers
  • Known as the most rural in the country
  • Few outdoor activities

North Dakota Payroll Facts:

  • Employees of North Dakota "NorDak" pay federal income tax at a rate ranging between 10% and 37%, categorized in seven tax brackets dependent on income level and filing status.
  • Both Employers and employees pay FICA Taxes that comprises of 12.4% of Social Security Tax and 2.9% of Medicare. The employee pays half of both taxes, whereas the employer funds the other half for each employee. Moreover, the employee pays Additional Medicare surtax of 0.9%, if his earning exceeds $200,000 annually.
  • Employers also pay FUTA Tax, which is 6% of the first $7,000 of each employee's taxable income each year.
  • Employees of NorDak also pay state income tax, which is charged at progressive rates ranging between 1.10% and 2.90%, with five tax brackets dependent on income level and filing status. However, supplemental wages can be charged at a flat rate of 1.84%.
  • No city or county levies local income tax.
  • Employers pay State Unemployment Tax, which is charged at the rate ranging between 0.08% and 9.69% on the first $37,900 in wages paid to each employee in a calendar year. However, construction employers pay a flat rate of 9.75%, and new employers pay 1.21%.
  • Neither employer nor employee has to pay State Disability Insurance (SDI) Tax.
  • The Federal Minimum Wage rate for the employee, unless or otherwise exempted is $7.25.
  • The State Minimum Wage rate for non-exempted employees is $7.25. However, for Tipped employees (who regularly receives more than $30 per month in tips) the cash minimum wage rate is $4.86, with a maximum tip credit of $2.39.
  • Employers in North Dakota pay overtime to their non-exempted employees, at one and half of regular hourly rate for each excess hour worked after 40 hours in a workweek.
  • North Dakota has a reciprocal agreement with Minnesota and Montana, so non-residents from these reciprocal states working in North Dakota can submit ND Income Tax exemption forms to their employers.
  • The living wage in North Dakota for a single individual is $11.02, and for a couple (both working) with two children is $15.28.
  • Average Salary for employees in North Dakota is $66,037 per annum, which is equal to the hourly salary of $32.
  • The median household income for ND resident is $63,473, according to United States Census Bureau.

As we are done with relocation to North Dakota and its payroll facts, now it's time to calculate paycheck.

Step 1 - Calculating Gross Pay:

The very first step to calculating the paycheck amount is to determine Gross Pay. It is a wage that an employee earned in the last pay period.

Gross Pay is calculated differently for both hourly and salary-based employees, which is discussed in detail as follow:


Gross Pay for Hourly Employee

Hourly Employees are paid at a mutually agreed pay rate for each hour they work in a pay period. Usually Pay periods for Hourly employees are Hourly, Daily, Weekly, and Bi-Weekly. However, the Federal, State, and Local Wage law requires the employers to set the pay rate equals to or more than the defined Minimum Wage Law for the non-exempted employees.

Hourly employees are also entitled to receive overtime, for each excess hour worked after regular hours in a workday or a workweek. Remember, like Minimum wage, the employers are also required to follow Overtime wage law provided by the federal, state, and local authorities.


Note: All the relevant laws are discussed in detail ahead.

To calculate gross wage for an hourly employee:

  1. Calculate total hours worked in a Pay Period using the data from Timesheet or Timecard.
  2. Multiply Total Hours worked with the Hourly Rate (Pay Rate).
  3. Add overtime hours (if any) worked by the employee.

Quick Tip: You can also use our Timecard with overtime Calculator to calculate Gross Wage for Hourly Employee instantly.

Gross Pay for Salaried Employee

Salaried Employees are paid at the flat amount rather than on an hourly basis. The amount is usually mutually agreed as an Annual Salary, which is then paid in Semi-monthly or Monthly Pay periods.

Salaried employees are mostly exempted from overtime law. However, their salaries must be according to Federal and State Minimum Wage law.

To calculate Gross Pay for Salaried Employees:

  • Divide the "employee's salary" by "number of pay periods." For example: If the employee's annual salary is $25000 and is paid on a semi-monthly pay period, then the employee's Gross Pay would be: $25000 / 24 = $1042.

Don't forget that Supplemental Wages like Bonuses, commissions, tips, paid leaves, fringe benefits, or other taxable wages earned by the employee must be added into the Gross wages.


Step 2 – Subtracting Pre-Tax Deductions (If Any):

Once you are done with Gross Wages, it's time to subtract any Pre-Tax deductions from the gross wage to get taxable wages as Pre-tax deductions are not taxable for federal payroll taxes.

Pre-tax deductions are offered to the employees as benefits like fringe benefits, HSA plans, etc., to reduce their taxable income, hence, increasing their take-home pay amount. Remember, not all benefits are exempted from taxes, so choose the pre-tax deductions wisely.

Some of the common pre-tax deductible benefits are:

  • FSA - Flexible Spending Accounts
  • HSA - Health Savings Accounts
  • Retirement savings accounts like a traditional 401(k)
  • Some of the Fringe Benefits
  • health insurance
  • accident insurance
  • dental and vision insurance
  • Commuter Benefits
  • Short-Term Disability

Note: Pre-Tax deduction rate, contribution limits, special tax withholding rules change from year to year, according to inflation and costs of living by the federal government. Therefore, you must keep yourself updated with all rates before making any deductions.

Many Taxpayers find it hard to itemize their deductions to calculate taxable wages, for which they go for standard deductions, that varies according to the filing status, as shown in the table below:

All Filers(Updated 2025)
Filing Status Standard Deduction Amount
Single Filers $12,200
Married, Filing Jointly $24,400
Married, Filing Separately $12,200
Head of Household $18,350

Step 3 – Calculate and Subtract Federal Taxes:

Once you have determined the taxable wages, it's time to deduct Federal Income taxes for the Taxable wages.

IRS requires the employers to withhold federal income tax from the employee's paycheck, according to the details provided by the employee on Form W-4. The employee fills this form at the start of the job. The form includes all the necessary information, including income, number of allowances to claim, number of dependents, amount of additional taxes to deduct, and much more.

The employees are required to keep their Form W-4 up to date with all their current information, especially marriage, divorce, or child's birth.

The federal income tax is charged according to the tax brackets in which the taxpayer's income falls. The latest income tax brackets and rates are as follow:

Single Filers
Taxable Income Rate
$0 - $9,700 10%
$9,700 - $39,475 12%
$39,475 - $84,200 22%
$84,200 - $160,725 24%
$160,725 - $204,100 32%
$204,100 - $510,300 35%
$510,300+ 37%

Married, Filing Jointly
Taxable Income Rate
$0 - $19,400 10%
$19,400 - $78,950 12%
$78,950 - $168,400 22%
$168,400 - $321,450 24%
$321,450 - $408,200 32%
$408,200 - $612,350 35%
$612,350+ 37%

Married, Filing Separately
Taxable Income Rate
$0 - $9,700 10%
$9,700 - $39,475 12%
$39,475 - $84,200 22%
$84,200 - $160,725 24%
$160,725 - $204,100 32%
$204,100 - $306,175 35%
$306,175+ 37%

Head of Household
Taxable Income Rate
$0 - $13,850 10%
$13,850 - $52,850 12%
$52,850 - $84,200 22%
$84,200 - $160,700 24%
$160,700 - $204,100 32%
$204,100 - $510,300 35%
$510,300+ 37%

Step 4 – Deduct FICA Taxes:

Besides, Federal Income Tax, the IRS also requires the employer to withhold FICA tax (15.3%) for the employee's paycheck and also requires the employer to pay an equal amount for each employee.

Federal Insurance Contributions Act (FICA) Taxes comprises of two types of taxes which are as follow:


  1. Social Security:

A total of 12.4% of social security tax is charged from which 6.2% is withheld from the employee's gross, and the employer pays the matching 6.2%. However, Social Security is only charged on the maximum taxable earnings of $137,700 for 2025.


  1. Medicare:

A total of 2.9% of Medicare is charged, from which 1.45% is withheld from the employee's gross, and the employer pays the matching 1.45%. Unlike Social Security, there is no maximum table earning limit for this tax. However, an additional surtax of 0.9% is charged as Additional Medicare Surtax on the employees having income over the specified level along with filing status, which is as follow:

Income Over Filing Status
$250,000 Married Filing Jointly
$125,000 Married Filing Separately
$200,000 Single

Note: Employers are not required to pay an equal amount for Additional Medicare Surtax.

Step 5 – Payment of FUTA Taxes

IRS requires the employer to pay another tax, known as The Federal Unemployment Tax Act (FUTA) Tax. This tax is paid at the rate of 6% on the first $7000 earned by each employee in a year. However, the IRS doesn't require the employees to contribute to it.

The employers who pay State Unemployment Insurance (SUI) tax in full and on time are given relieving FUTA tax credit of up to 5.4%, which saves a whopping 90% from FUTA Tax.


Step 6 – Subtract Post-Tax Deductions (If any):

Post-tax deductions (after-tax deductions) is an amount the employer takes out from the employee's paycheck after taxes. Therefore, it does not affect taxable wages and the amount of tax payable.

Here are some of the types of post-tax deductions that employee may voluntarily choose:

  • Charitable contributions
  • Disability insurance
  • Garnishments
  • Specific Retirement Plans like Roth 401(k)
  • Life Insurance

Step 7 – Withhold State Payroll Taxes:

As you are done with Federal Payroll Taxes, now it's time to discuss State Payroll Taxes. The North Dakota State charges State Income Tax on the employees. Moreover, employers are required to pay State Unemployment Insurance Tax.


State Income Tax:

North Dakota follows a progressive income tax system, having five tax brackets dependent on income level and filing status and a rate range of 1.10% to 2.90%. Moreover, Supplemental Wages can be charged at a flat rate of 1.48%.

The employer withholds this tax from the employee's paycheck according to the details provided by the employee in the Form W4 (As North Dakota relies on the federal Form W-4 for calculating the amount to withhold). This form is filled by the employee while joining the job. Employees are required to keep the form updated with any significant life events like marriage, child's birth, and divorce.

Single Filers
North Dakota Taxable Income Rate
$0 - $39,450 1.10%
$39,450 - $95,500 2.04%
$95,500 - $199,250 2.27%
$199,250 - $433,200 2.64%
$433,200+ 2.90%

Married, Filing Jointly
North Dakota Taxable Income Rate
$0 - $65,900 1.10%
$65,900 - $159,200 2.04%
$159,200 - $242,550 2.27%
$242,550 - $433,200 2.64%
$433,200+ 2.90%

Married, Filing Separately
North Dakota Taxable Income Rate
$0 - $32,950 1.10%
$32,950 - $79,600 2.04%
$79,600 - $121,275 2.27%
$121,275 - $216,600 2.64%
$216,600+ 2.90%

Head of Household
North Dakota Taxable Income Rate
$0 - $52,850 1.10%
$52,850 - $136,450 2.04%
$136,450 - $220,900 2.27%
$220,900 - $433,200 2.64%
$433,200+ 2.90%

State Unemployment Insurance (SUI) Tax

The State Unemployment Insurance (SUI) Tax is an employer-funded program that provides temporary income to unemployed workers who have lost their job without fault of their own.

The state doesn't charge in North Dakota State Disability Insurance (SDI) Tax. However, it does require the employers to pay North Dakota State Unemployment Insurance (SUI) tax, at the rate ranging from 0.08% to 9.69% on a first $37,900 earned in wages by each employee in a year. However, construction employers pay a flat rate of 9.75%, and new employers are given relief as they only have to pay a flat rate of 1.02%.


Note: SUI Rates for North Dakota Employers changes with time. Therefore, you are required to keep a check on notices to make sure you have paid the right amount.

Step 8 – Withhold Local Payroll Taxes:

No city or county In North Dakota charges any Local Income Tax.


Step 9 – Calculate Pay Check:

Now that you are done with all payroll taxes and calculated the net take-home pay of an employee, it's time to cut the paycheck. Moreover, you, as an employer, must pay your portion of FICA tax along with FUTA and SUI tax in full and on time regularly.

Federal and North Dakota Payroll Laws:

  • The State Law requires employers to pay at least every month and maintain regular paydays as designated by the employee.
  • Both Federal Law and North Dakota State law requires the employers to pay at least the minimum wage rate of $7.25 to their employees, unless or otherwise exempted. Employees exempted from this law are:
    1. Tipped Employees: They should be paid at least the cash minimum wage rate of $4.86, with a maximum tip credit of $2.39.
    2. Employees working in non-profit organizations, or working as guides, cooks or camp-tenders.
    3. Employees working as golf caddies or working in a program for a youthful or first-time offender.
    4. Student trainees who meet specific criteria.
    5. Employees who provide family home care.
  • Both FLSA and State law requires the employers to pay overtime at time and a half (1.5 times the regular rate) for hours worked over 40 hours in a workweek to their non-exempted employees. Employees exempted from this law are:
    1. Administrative employees
    2. Professional employees
    3. Executive employees
    4. Salaried employees
    5. Outside salespeople
    6. Some computer employees
  • North Dakota Law requires the employers (having two or more employees on duty) to provide employees with an UNPAID 30-minute continuous lunch break when scheduled to work for more than five (5) hours.
  • North Dakota State doesn't require an employer to provide its employees with vacation benefits, sick leaves, holiday leaves, jury duty leaves, voting leaves or bereavement leave, either paid or unpaid.
Also Check: North Dakota Sales and Reverse Sales tax Calculator to Calculate the amount of tax included in a gross price as well as the amount you should add to a net price.

FAQs

Answer: North Dakota levies State Income Tax at the rate ranging between 1.10% and 2.90%, distributed in five tax brackets depending on income level and filing status.

Answer: The median household income for North Dakota residents is $63,473, according to United States Census Bureau.

Answer: The cost of living in North Dakota is 89.9 points, whereas the national index is 100 points. This cost is deducted from the cost of housing, utilities, health, transportation, grocery and miscellaneous expenses.

Answer: The Minimum Wage rate in North Dakota is $7.25 for employees, unless or otherwise exempted. The Cash Minimum Wage rate for Tipped Employees is $4.86, with a maximum tip credit of $2.39.

Answer: Following Payroll taxes are taken out of employee's paycheck working In North Dakota:

  1. Federal Income Tax: This tax taken out at a rate ranging between 0% and 37%, distributed in seven tax brackets depending on income level and filing status.
  2. FICA – Social Security: This tax is taken out at a rate of 6.2%.
  3. FICA – Medicare: This tax is taken out at a rate of 1.45%.
  4. FICA – Additional Medicare: If your annual wage is more than $200,000, then surtax of 0.9% would be taken out of your paycheck as Additional Medicare.
  5. State Income Tax: This tax is taken out at the rate ranging between 10% and 2.90%, distributed in five tax brackets depending on income level and filing status.
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